Prosperity From Paycheck to Paycheck: Make the Most of Your Money Each Month: Basics For Beginners
Many people all over the world struggle to live from paycheck to paycheck. But you can transform near-poverty to prosperity once you know how. It may not feel like it, but the truth is that YOU are in control of your financial future through the decisions that you make every day about what you spend, and what you save.
A steady paycheck is one of the best routes to prosperity, provided that you plan from paycheck to paycheck, rather than struggle. It isn’t how much you earn, but how much you save, that can make the difference.
In this guide for beginners, you will discover how to cut the cycle of boom and bust every time you get a paycheck. By not spending every last penny you earn each month, you can start to make smart choices about savings, and even investing.
Once you do this, you can start laying the foundation of prosperity from paycheck to paycheck, in order to create wealth and improve your financial future for you and your family.
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Table of Contents
What’s in This Guide
Introduction
Step One: Assess Your Current Financial Situation
Step Two: Know Your Income and Expenses
Step Three: Cut Excess Spending Today
Step Four: Start Saving Money Today
Step Five: Begin Paying Down Debt and Staying Out of Debt
Step Six: Earn Extra Income
Step Seven: Design a Budget and Stick to It
Step Eight: Get Into the Saving Habit
Conclusion
Resources
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ABOUT THE AUTHORS
Jim Franklin and Annabelle Stevens have written more than 30 guides on personal finance and the best ways to save money. Annabelle works as a life coach to help clients gain the skills they need to succeed.
