Financial freedom can mean different things to each individual, but one thing is clear: Financial freedom means being free of the stress and strain of wondering how you will ever manage to pay your regular expenses each and every month.
It also means getting out of credit card debt, and having savings in the bank. For many people, financial freedom should also mean enough savings in an emergency fund to help you pay your bills even if something unexpected like illness or job loss were to suddenly strike your family. .
For other people, financial freedom means not having to worry about how to pay for your children’s college education, or worry about your retirement and whether or not you are at risk of outliving your savings.
If you have been struggling to make ends meet for so long that you can’t even remember what it is like to live without financial stress, this guide is designed with you in mind.
If you long for the kind of financial freedom that will allow you to sit down and write a check for anything bill, any time, or rest secure in the knowledge that you have substantial savings in your bank accounts, college fund and retirement fund, you can get started today on your action plan to financial freedom.
What if you want even more? If your idea of financial freedom is having more luxury items in life, such as a nicer house or car, that is possible, too. For the more entrepreneurial readers who long to start a successful business of your own, that too is within your reach.
Once you have worked to build the life of your dreams, you will then want to think about estate management, in order to leave a lasting legacy of financial freedom for your family and other beneficiaries.
In Your Action Plan to Financial Freedom, the authors take you step by step through the process of looking at your current financial situation, no matter how bad, and charting your own individual course to financial freedom.
Working alone, or with your spouse/partner, you can use this guide today to start laying the foundation for financial freedom with time, patience, and effort.
This invaluable guide also gives you strategies on how to get your children involved in your Financial Freedom Plan, no matter what their age.
Learn why it is never too early to start planning for retirement, and never too late, even if you have not been able to save as much as you would like. Also discover the special considerations that seniors need to take into account as they approach retirement, and then finally retire.
Full of clear, practical advice and action steps, if financial freedom seems like a dream come true, then it is time to stop dreaming and start taking action to create your Financial Freedom Plan today with the help of this guide.
TABLE OF CONTENTS
CHAPTER 1: WHAT DO YOU MEAN BY FINANCIAL FREEDOM?
CHAPTER 2: FINANCIAL FREEDOM IS TIME FREEDOM TOO
CHAPTER 3: WELCOME TO THE ADULT WORLD OF FINANCIAL INDEPENDENCE
CHAPTER 4: START YOUR JOURNEY ON THE PATH TO FINANCIAL FREEDOM
CHAPTER 5: TIPS TO CREATE A SUCCESSFUL FINANCIAL FREEDOM PLAN
CHAPTER 6: PRACTICAL STEPS TO GAIN FINANCIAL FREEDOM
CHAPTER 7: THE LATEST TRENDS IN FINANCIAL FREEDOM
CHAPTER 8: PAYING DOWN YOUR DEBTS FOR FINANCIAL FREEDOM
CHAPTER 9: DEALING WITH A CREDIT CRUNCH
CHAPTER 10: DISTINGUISHING BETWEEN WANTS AND NEEDS IN LIFE TO ATTAIN FINANCIAL FREEDOM
CHAPTER 11: THE BEST WAYS TO TEACH CHILDREN ABOUT MONEY AND INVESTING
CHAPTER 12: FINANCIAL FREEDOM FOR SENIORS
CHAPTER 13: RETIREMENT PLANNING FOR FINANCIAL FREEDOM
CHAPTER 14: THE COST OF FINANCIAL FREEDOM
APPENDIX 1: FINANCIAL FREEDOM WORKSHEET
APPENDIX 2: S.M.A.R.T. Goals
ABOUT THE AUTHORS
Evelyn Trimborn and Carolyn Stone are the two of the main editors and writers for Guru-Goddess.com and InsiderSecretsCorp.com. They are the authors of over 60 guides on a variety of business, finance and self-help topics.