by Jim Franklin and Evelyn Trimborn
+++ Learn the best ways to get out of debt, and STAY out of debt! +++
The recession of Fall 2008 hit Americans hard, and has continued to the present day, plunging the finances of many households in the U.S. and all over the world into complete chaos.
Why? Because of the many consumer credit traps that we don’t know are there, or take for granted as part of modern life and living ‘the American Dream’.
From credit cards to student loans, mortgages to leasing and financing for high-ticket items, consumer credit traps you in a cycle of spending rather than saving.
Credit card companies and other financial institutions are not charities; they are in business to make a profit. In this guide, the authors tear the mask off consumer credit traps just waiting to snag you, including:
* 0% APR offers
* Rewards and Cash Back Credit Cards
* Mortgage and Mortgage Insurance Traps
* Pre-Paid Credit Card Tricks and Scams
* The True Nature of Car Leasing/Financing
If you have already fallen into these and other traps, there IS a way out, if you have a plan for your future and are willing to take action to create the kind of financial security for yourself and your family that will help you avoid these consumer credit traps ever again.
You will learn:
* How to Pay Down Your Credit Card Debt in a Structured Way
* Making Sense of Your Mortgage Payments
* Saving Effectively for Your Retirement
* Dealing with Dependent Children’s Needs
* Ways to Start Saving for College Funds for Your Family
* How to Keep Yourself Safe from Identity Theft
If you are tired of never seeming to have the kind of wealth in your life that you know you deserve, it is time to start pulling yourself free of the consumer credit traps that have been holding you back and begin taking action to achieve your financial goals.
TABLE OF CONTENTS
CHAPTER 1: CREDIT CARDS
CHAPTER 2: GETTING OUT OF CREDIT CARD DEBT
CHAPTER 3: MORTGAGES
CHAPTER 4: LOANS
APPENDIX: HOW TO KEEP YOURSELF SAFE FROM IDENTITY THEFT
ABOUT THE AUTHORS
Jim Franklin is a journalist and writer on a variety of financial topics designed to help you make the most of your money. He is a regular contributor to a variety of blogs and websites, including InsiderSecretsCorp.com. He is the author of nearly a dozen step-by-step guides on topics ranging from life insurance to the property market.
Evelyn Trimborn is a freelance writer and author of three dozen guides on finance, health and self-help topics. Evelyn is an editor for InsiderSecretsCorp.com and editor and consultant for Accent Marketing Group, Inc., which helps small- to mid-sized businesses market themselves successfully both online and offline, for greater wealth creation.