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by Jim Franklin The latter months of 2008 signaled an unprecedented collapse in terms of the stock exchange, job market, and above all, the property market. Shades of the Great Depression of the 1930s hit hard, and as the number of foreclosures began to rise, people began to question whether investing in the property market
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The most determined people using the snowball system to pay down their debt will cut up all their credit cards, or all but one for emergencies. They certainly will not carry the cards around in their wallets. However, people who are used to using the cards on a regular basis, especially for any emergency which