With all the commercials on television and the Internet, everyone seems to know how to get their free credit report these days, but what about your credit score? It’s great to see the information on the report, and make corrections as needed, but what most of us want to know is the actual credit score
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In the same way that you go to the doctor and dentist regularly for a checkup, it is also a good idea to give yourself a periodic financial checkup every six months to a year in order to make sure that you are on target for your financial goals. While you still might have over20
Unexpected financial situations happen to even the most careful among us. When financial emergencies occur in your life, you may find yourself tempted to go for the easiest ways to raise cash. However, there are usually better ways. If you can keep your wits about you, money can often be raised in ways that have
The most determined people using the snowball system to pay down their debt will cut up all their credit cards, or all but one for emergencies. They certainly will not carry the cards around in their wallets. However, people who are used to using the cards on a regular basis, especially for any emergency which
If you are carrying more than $8,000 in credit card debt, it is time to start considering paying it down in a structured way. No matter how much you are earning, your money can be put to work for you in sound investments, not endless interest payments for items you bought months or even years
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